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Bridge Jewelry the Affordable Alternative

Jewelry is more than an accessory; it can be a promise, a remembrance, a statement or a frivolous decoration. Fine jewelry, Bridge jewelry and Costume Jewelry all contribute to the choices you make as you create your look. The terms Bridge jewelry and Artisan jewelry are sometimes used as if they are synonymous. This is a misconception.

Fine jewelry is generally thought of as jewelry that uses at least 14 kt. Gold or other precious metals and precious gems like diamonds, sapphires, rubies or emeralds. Fine jewelry can be mass-produced or artisan-made one-of-a-kind pieces or limited-edition.

Costume jewelry can also be artisan-made or mass produced. Materials used in the designs are base metals, glass, plastic and other synthetics. They also may use shell, wood and other organic materials.

Bridge jewelry is called that because it is the bridge between Fine jewelry and Costume jewelry. It may use vermeil, gold filled or silver as the metal and uses semi precious stones such as amethyst, citrine, turquoise, jade, topaz, fresh water pearls, garnet and others. Much Bridge jewelry is artisan-made, but it can also be mass produced.

Of course other combinations such as using precious metals like 14k gold with amethyst are used and not so easily classified. Price points are another way to define the three types of jewelry with Fine jewelry as the most expensive and Costume jewelry as an inexpensive alternative. Bridge jewelry falls between these two on price.

Bridge jewelry is a unique addition to your jewelry collection. You may see some familiar names in galleries or fine department stores and begin to recognize them as producers of Bridge jewelry. When you attend an art show, take a special look at the jewelry and you will recognize that much of it is fine artisan-made Bridge jewelry. It can provide you a good value because of the combination of quality materials; creativity and workmanship provided by the designers of these unique one-of-a-kind or limited edition pieces.

Jewelry Insurance Services Better Safe than Sorry

When it comes to expensive jewelry, getting reliable insurance cannot be undervalued. Many people assume their jewelry is covered in their homeowner’s insurance. However, that coverage only extends to situations such as burglary or fire, and is often only provided if you purchase it as an extension to your existing policy. Professional jewelry insurance services are the only real way you are guaranteed the coverage that you need. Going straight to insurance specialists means you’ll be working with people who focus in exactly what you are looking for, ensuring your heirlooms, wedding rings and other valuables are in the right hands.

Before insurance can be obtained, the jewelry must be appraised. The cost of an appraisal is determined by a number of factors, especially the amount of time spent on an evaluation. The value of the piece is calculated based on the condition the jewels are in, taking into account visible wear, quality of mounting, and the specifications of the gems themselves. While buyers will frequently offer their own appraisal services based on their personal experience in the business, their conclusions are often based in market attitudes as opposed to gemology itself. In this case, an appraisal that is not based purely on the quality of the jewelry itself is ill-advised. It is always more prudent to go straight to people specifically trained in gemology and appraisal, preferably through independent firms. This becomes especially important when it comes to the actual insurance policy, which relies heavily on the appraisal results in order to determine replacement policies.

While jewelry insurance services will offer more extensive protection than a rider on homeowner’s insurance, asking the right questions will determine which plan is best for you and your valuables. Keep in mind that every firm will vary in what they offer, and even that will vary between different insurance packages. It’s important to know up front what exactly the company needs you to provide in order to prove theft or loss and the specifics of their replacement process. Some companies will give you cash for the value of the lost items, while others prefer that you purchase a replacement through a predetermined jewelry company. Don’t be afraid to ask about hypothetical situations. If you hike often, it might be a good idea to ask about the specifics of losing your engagement ring on a trail. After all, your insurance plan must be tailored to your unique lifestyle conditions in order to really protect your fine jewelry.